Debt Defense Services

If you have unpaid credit card or other debts, are being harassed by debt collectors, feel you might have been charged excessive fees, or have defaulted on loans, we may be able to help.

DDS (Debt Defense Services) invokes the laws and statutes found in the Fair Debt Collection Practices Act, and other laws to protect you from third party debt collectors, fraudulent debt collection practices, and violations of your rights. We work with a nation wide attorney firm for collecting money for you as well when debt collectors violate your rights by calling or continuing collection without verifying the debt.

Our procedure requests a forensic audit of the account which collectors are trying to make you pay; we require your collector to provide validation, verification, and proof of their legal authority to collect from you.  Recently, over 10,000 debt cases were dismissed in Maryland due to a debt collector not being licensed (not having legal authority) to collect. [view news] 

Due to legal technicalities, fraud by some collectors, or a lack of records from the original creditor, debt collectors are most often unable to legally validate and collect the debt.

Because DDS uses an attorney and a variety of laws to demand full verification of the source, validity, and legal authority of the debt collector to pursue you, they often cease collection; should they not cease collection or file a suit, our procedural paperwork can be used as a defense proving the debt was not validated.   To see if we can be of assistance in your situation, call us for a free consultation.

NOTICE: Debt Defense Services (DDS) is NOT a debt settlement, modification, or negotiation service.  DDS requires debt collectors to prove that the debt is 100% legal, collectable, valid, and verified or you should pay nothing.   Call us toll-free at 1-877-277-0968 for a free consultation.